Manulife I-Gen & 3 Gen Retirement Plan

I-Gen

You have plans for the future and you want to live life to the fullest. You want an income that can last because there is no reason to slow down even during your retirement years. With I-Gen’s attractive guaranteed and additional payouts, you are one step closer to shaping an earlier and comfortable golden retirement.

Features and benefits:

• Enjoy a lifetime of income with just 10 years of premiums.
• Attractive yearly cash coupons of potentially up to 4.2% p.a.¹ of the sum insured² starting from the 10th policy anniversary.
• Earn an interest of 3.5% p.a.³ when you deposit the Cash Coupons with Manulife.
• I-Gen is simple to apply with no medical underwriting required.
• Enjoy a guaranteed 1.5% discount on your second year premium when you pay the first 2 years of premium upfront.

¹ The yearly Cash Coupons consist of a guaranteed 2% and a non-guaranteed 2.2% of the sum insured. The 2.2% is non-guaranteed and the actual benefit payable may vary according to the future performance of the Participating Fund.

² The sum insured is solely used to determine the Cash Coupon amount and Reversionary Bonus only. It does not represent the benefit payable on a claimed event.

³ 3.75% p.a. is the prevailing interest rate and is subject to change.

Manulife 3G

You want to live life to the fullest without worrying about your finances. An early retirement is not an impossible dream to pursue. A decade of premium is all it takes for a secure retirement. With Manulife 3G’s attractive yearly Cash Coupons, you are one step closer to shaping an earlier and comfortable golden retirement. Invest a decade for a lifetime of income.

Features and benefits

• Enjoy lifelong protection with just 10 years of premiums.
• Boost your retirement with attractive yearly Cash Coupons currently at 4.2%* p.a. of the basic sum insured starting from the end of the 10th policy year onwards.
• Earn an interest of 3.75%^ p.a. when you deposit the yearly Cash Coupons with Manulife.
• Secure your retirement with a constant stream of income for life.

Below is an illustration that

shows how a 30 year old male who is a non-smoker, standard life with $100,000 sum insured, can benefit from Manulife 3G

* The yearly Cash Coupons consist of a guaranteed 2.0% and a projected 2.2% of the sum insured. As the 2.2% is non-guaranteed, the actual benefit payable may vary according to the future performance of the Participating Fund.

^ 3.75% p.a. is the prevailing interest rate and is subject to change.